Title: Price and Control Elasticities of Demand for Savings

Type Dataset Karlan, Dean, Zinman, Jonathan (2017): Price and Control Elasticities of Demand for Savings. Harvard Dataverse. Dataset. https://dataverse.harvard.edu/dataset.xhtml?persistentId=doi:10.7910/DVN/STTNUF

Authors: Karlan, Dean (Yale University) ; Zinman, Jonathan (Dartmouth College) ; Research Transparency, Data Ethics, and Governance (Innovations for Poverty Action) ;

Links

• Item record in Abdul Latif Jameel Poverty Action Lab Dataverse
• Digital object URL

Summary

A Philippine bank tested sensitivity to interest rates and account ownership requirements in 10,000 randomized door-to-door solicitations for a commitment savings account. Take-up is substantial (23%), but price elasticity of saving in this account is not significantly different from zero in either the full sample or sub-groups of plausibly marginal savers. The upper bound is less than 0.5 in the full sample, and exceeds 1.0 in only 1 of 22 sub-groups. Nor do we find sensitivity to ownership requirements.

More information

• DOI: 10.7910/DVN/STTNUF

Subjects

• Social Sciences, Savings, Microcredit

Dates

• Publication date: 2017
• Submitted: February 23, 2017
• Updated: November 13, 2019
• Collected: 2007 to 2009

Notes

Rights

• info:eu-repo/semantics/openAccess
• http://creativecommons.org/publicdomain/zero/1.0 CC0 1.0

Funding Information

Format

electronic resource