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Title: The Persistent Power of Behavioral Change: Long-Run Impacts of Temporary Savings Subsidies for the Poor

Type Dataset Schaner, Simone (2018): The Persistent Power of Behavioral Change: Long-Run Impacts of Temporary Savings Subsidies for the Poor. Harvard Dataverse. Dataset. https://dataverse.harvard.edu/dataset.xhtml?persistentId=doi:10.7910/DVN/OXKJ92

Authors: Schaner, Simone (University of Southern California) ; Schaner, Simone (University of Southern California) ;

Links

Summary

I use a field experiment in rural Kenya to study how temporary incentives to save impact long-run economic outcomes. Study participants randomly selected to receive large temporary interest rates on an individual bank account had significantly more income and assets 2.5 years after the interest rates expired. These changes are much larger than the short-run impacts on experimental bank account use and almost entirely driven by growth in entrepreneurship. Temporary Interest rates directed to joint bank accounts had no detectable long-run impacts on entrepreneurship or income, but increased investment in household public goods and spousal consensus over finances.

More information

  • DOI: 10.7910/DVN/OXKJ92

Subjects

  • Social Sciences

Dates

  • Publication date: 2018
  • Submitted: January 05, 2018
  • Updated: July 25, 2018

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Format

electronic resource